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Our desks are an absolute mess.

Anyone who knows me knows that I have a cluttered desk. And my researcher is no different. Take a look at her reading pile:

Doc's note: Today, I'm sharing the final essay in our best of Retirement Millionaire Daily week. This is our most popular Q&A essay of the year, where we discuss a common complaint from our readers.

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We haven't gotten many complaints in our inbox lately, but there is one we keep seeing... Folks want us to "stop selling" in our Retirement Millionaire Daily.

I'm no stranger to hating sales pitches. 

When I bought my current car, I faxed my offer to the dealership. They either took my offer or not. But it worked. I didn't have to deal with a salesperson trying to sell me more than I needed. And I didn't have to haggle over a price.

But I have to chuckle a little bit when these complaints come in... We launched Retirement Millionaire Daily as a free daily letter... with a whole team of folks working hard to research the best ways to improve your health and wealth.

If it stopped bringing in revenue, it wouldn't be long before we'd have to shut it down. To put it another way: If it weren't for our advertising, there wouldn't be any Retirement Millionaire Daily.

But here's my promise: You won't ever find me selling something that I can't get behind.

For example, the 2017 Stansberry Conference is something that I'm personally involved in. From September 27 to 28, we have a lineup of guest speakers that includes Stansberry Research analysts – including myself – several New York Times bestselling authors, a Tony Award winning producer, the son of a former president, and much more.

Seats for the conference just sold out. But you can stream the whole thing online instead. Click here to learn more.

If you're not interested, no problem. Please continue enjoying the essays we publish each day for free. Forward them to a friend... share them on Facebook. And if you get tired of being "sold to," we include a link at the bottom of each letter to unsubscribe.

Send your criticisms and complaints our way at [email protected]. We read them all.

Everything seems to go right for this guy.

Toward the end of 2008, he borrowed hundreds of thousands of dollars against his house and invested it all in the stock market.

My phone has been ringing off the hook...

Friends want to know when the crash is coming. With the market constantly marching higher, folks are getting worried.

I'm hearing this question more and more...

"Doc, how does your options-selling strategy change in a bear market?"

Everyone can – and should – invest.

It doesn't matter if you're old, young, rich, or not.

Last week, after our issue on how to protect yourself from Medicare going under, we were inundated with questions. Most of them were pretty similar...

Any suggestions for people already on Medicare with a fixed income that hope to still be around in 12 years? I currently have a high deductible supplemental plan but I do not believe I can set up an HSA without earned income. Thank you. – A.W.

Porter's made a lot of outrageous predictions throughout his career...

Over the past decade, he predicted the bankruptcies of:

Sleeping pills are no joke.

A few years back, I had a layover flight in Charlotte, North Carolina. It was early in the morning, so I headed to Starbucks for some coffee. I happened to run into my brother. He had come in on the red-eye from Los Angeles and had the same idea to get coffee. We chatted a bit and he mentioned he had been able to sleep on his flight because he took an Ambien, a prescription sleeping pill.

Are there any safe, sweet alternatives to sugar?

Research on artificial sweeteners is still emerging. Several readers have recently asked about stevia – one of the newer artificial sweeteners on the market – and whether it's safe...