I usually go undercover...
The first thing I do when I get handed a name tag at dozens of conferences all over the world each year is flip it around. I don't want people to notice me! (Although the beard sometimes gives me away.)
But there's one conference that I attend each year where I love to meet people...
Every year, my publisher Stansberry Research hosts the Stansberry Conference and Alliance Meeting.
This year, we'll be meeting Monday, October 1 through Wednesday, October 3 at the beautiful Bellagio Resort & Casino in Las Vegas.
If you've never been, the Stansberry Conference is a gathering of financial heavyweights and contrarian thinkers. We've had presentations from Shark Tank investor Kevin O'Leary, political satirist P.J. O'Rourke, senior editor of digital products at The Economist Kenneth Cukier, and of course a range of our own talented analysts from Stansberry Research.
And this year might be one of the best lineups yet. You'll hear from...
- Steve Forbes – editor-in-chief of Forbes.
- Jim Grant – founder and editor-in-chief of the critically acclaimed Grant's Interest Rate Observer.
- Robert Kiyosaki – legendary investor and author of the best-selling book Rich Dad Poor Dad.
- Trish Regan – Emmy-nominated Fox Business anchorwoman.
And dozens more...
You see, we'd love to have you join us in person at the Bellagio in Vegas this October.
But tickets are now officially sold out.
Plus, we know that for many folks, it's just not practical to make the trip.
You may not know, however, that there's a totally different way you can get all benefits of being with us live in Vegas... without ever stepping onto an airplane.
We call it our Online All-Access Pass.
With the pass, you can tune into a high-definition livestream of the conference instead of attending in person.
We usually charge only $699 for a two-day Online All-Access Pass.
Frankly, given just how much restricted content you get to access, that's a bargain.
And that brings me to today's offer...
Because we've just officially sold out of tickets... and the big event is only a month away...
I'd like to do two things:
First, I'm going to offer you a special 50% discount if you're one of our first round of livestream buyers.
In other words, if you act before midnight tonight, August 31, I'll slash your $699 price tag in half – to just one small payment $349.
And second, until MIDNIGHT TONIGHT – you'll receive a handful of extra bonuses to guarantee you're getting the most out of your livestream service.
If you've ever wanted to be a "fly on the wall" at our biggest event of the year – and hear directly from Porter, Dr. Steve Sjuggerud, and more than 20 other fantastic speakers – now is your chance to give it a try... for just HALF the usual price.
And if that wasn't enough, you'll also get $699 in free Stansberry Affiliate Credit with every livestream purchase. This credit lets you choose from more than 30 subscriptions from Stansberry Research and many of our affiliates.
But again, you only have until midnight tonight to get 50% off an Online All-Access Pass AND claim your $699 Stansberry Affiliate Credit.
Q: I used to try to save money by driving across town to a really cheap station until I ran the numbers. If you go five miles out of your way to that cheap gas station, the round trip is 10 miles. If your car gets 20 mpg, you'll use a half gallon to get there and back. If gas is $4.00/gal, that cost you two bucks. If the gas is five cents per gallon cheaper, you would need to put 40 gallons in your tank to break even – so you had better have a REALLY big gas tank!
The worse your gas mileage is and the smaller your tank is, the bigger the problem becomes! If you are only saving one or two cents per gallon, it justifies almost no drive to save money. Don't be penny wise but pound foolish! – T.S.
A: You make a good point, T.S. That's why we love using an app called GasBuddy to make sure we get the best price on gas without going out of our way. It shows you all the local stations and their posted prices so you can see what's close and cheap.
Q: I'm interested in your opinion on putting emergency funds to work in a closed end muni fund. Now I'm not advocating putting 100% in this type of fund. Putting 50% in a CEF from the likes of Pimco, Nuveen, or Invesco that focuses on muni bonds, has a relatively stable share price, and in a brokerage account that allows the transfer of funds quickly, seems like it might be an option to collect a higher interest rate that is also federally tax free to boot. I'm sure that I am missing one or more drawbacks that make this a horrible idea. Please point them out. – R.C.
A: Municipal bond funds are a smart way to avoid some taxes. The interest muni bond funds pay is often tax-exempt. But your emergency fund is not part of your portfolio.
The point of an emergency fund is to have readily available cash in case of an unexpected emergency, like car trouble or a major appliance breaking. Emergency funds are also important if you or your spouse experiences a job loss.
One of the problems with keeping your emergency fund in a muni fund is that you could pay some tax, depending on the fund and where you live. Many muni bond funds are exempt from federal taxes, but not always. And you might have to pay state and local taxes. You'll also have to pay a commission cost to your broker to close out some of your shares, and maybe even capital gains tax.
And, after all that, you might have to wait a few days to get your money.
Your emergency fund and your portfolio are essential pieces of wealth planning... but keep them separate.
Q: The best additives to improve the taste of play white yogurt, I have found, are fresh fruits such as blueberries, raspberries and strawberries, also chopped up nuts are great. – B.A.
A: All great suggestions. Adding fruits and nuts ups the flavor and the nutrients. Berries contain antioxidants that fight free radicals and reduce inflammation. Nuts like walnuts are packed with omega-3 fatty acids, which improve heart function, decrease inflammation, and boost mental health.
And if you really want to add a little something extra, chop up a piece of dark chocolate. It's a great way to satisfy you when you're craving something sweet... and, like berries, dark chocolate fights inflammation.
Editor's note: Our offices here at Stansberry Research will be closed on September 3 in observance of Labor Day. Look forward to your next issue of Health & Wealth Bulletin on Tuesday, September 4.
What are your Labor Day plans? Let us know at [email protected].
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What We're Reading...
- Something different: IBM is gearing up for the next big tech invention... a coffee delivery drone.
Here's to our health, wealth, and a great retirement,
Dr. David Eifrig and the Health & Wealth Bulletin Research Team
August 31, 2018