Ask Doc I'm always looking for a good deal that will last...
When I bought my Hyundai over 13 years ago, I sent a detailed offer to practically every dealer around me. Then, I bought from the one who agreed to my terms.
I still drive that car today.
For another example, I've loved my Eagle Creek backpack for the past 25 years now. When something would go wrong – say, a broken zipper – a quick mailing to the company soon brought me either a fixed bag or a new version of the product. I've carried the same brand of backpack around the world for years.
And there's nothing like drinking whisky from a Baccarat crystal tumbler.
But I don't believe in spending more than I must for quality products that last. Like my investments, I only like to buy when the price is right.
That's one of the reasons I love my OneBlade razor.
I have the original 'Genesis' model. It's an incredible razor that gives you one of the best shaves you'll ever have. And it lasts a lifetime. But it's not cheap. Mine was complimentary because I'm a OneBlade investor, but I think the regular price at the time was upwards of $400...
That's why OneBlade created its new 'Hybrid' razor...
It has the same award-winning, stainless steel head as the Genesis razor. But its handle is made out of an engineer-grade Tritan polymer core that's more cost-effective than the original Genesis razors.
The result is the same barbershop-quality shave for half the price.
And the folks over at OneBlade have put together an exclusive deal that gets you a OneBlade Hybrid razor, a canvas dopp bag for keeping your razor pristine when it's at home, and a leather holster that's perfect when you're traveling. They're also throwing in everything you need to get started with your first OneBlade shave, as well as a $25 gift card that's good for any future purchase – including extra razor blades.
There's one caveat: This exclusive offer only lasts through this Monday, November 19.
If you've ever wanted to try a OneBlade razor for yourself or introduce it to someone in your life – say, as a Christmas gift – this is the perfect time to do it. And you get a full 60 days, risk free, to try out the OneBlade Hybrid.
But again, you only have a few days left to take advantage of this special offer.
Order a OneBlade razor for yourself or a loved one by clicking right here.
(Full disclosure: As I mentioned, I own a small stake in OneBlade.)
Thanksgiving is just six days away! Share your holiday plans with us at [email protected].
Q: Recollection there was an article that restlessness during sleep is a potential sign of a disease. Not sure what disease it was. Parkinson's? – L.L.
A: You're spot-on – I wrote about this in a recent issue on Parkinson's disease. On a flight to JFK airport in New York, I talked to actor and science-communications advocate Alan Alda about his Parkinson's diagnosis. He explained that one of the first symptoms he noticed was uncontrollable movements during sleep.
Sleep issues, including uncontrollable movements, can be early warning signs of Parkinson's. Insomnia, hallucinations, and vivid dreams are other sleep-related disorders commonly found in Parkinson's patients. But they could also indicate other issues like anxiety. So if you're having trouble sleeping at night – and have already tried our sleep hygiene tips – talk to your doctor about it.
Q: You always say not to invest more than 4%-5% of your portfolio on any one stock. Is that only related to the initial purchase? For example, if you invest 4% in a stock but with price appreciation, dividends, and time it is now worth more than 4% of your portfolio, do you sell shares to bring it back to 4% or does the 4% only refer to the initial purchase. Thanks. – C.P.
A: I regularly tell readers not to invest more than 4%-5% of their portfolio in any one position to prevent large losses. This – in addition to using protective stops of 20%-25% – limits losses to around 1%. But over time, a position can make up a larger portion of your portfolio.
That's why I recommend reevaluating your portfolio at least once a year. If you notice a position is taking up a large portion (say, 10%) of your portfolio, sell part of it to get back closer to the 5% mark. Then, you can put your money to work and try to do the same thing over and over.
Q: Our local fitness outlet Anytime Fitness (which we use due to silver sneakers supplies membership) recently began a senior's fitness class to help with anti-aging. I believe will also be an opportunity to 'mix' two times a week.
This class is designed to focus on spine and joint support and strengthening of major muscle groups, balance and range of motion. Perhaps other fitness outlets have similar programs. – R.D.
A: Thanks for the tip. Lots of gyms have special classes geared toward seniors. The American and Canadian fitness chain LA Fitness has classes ranging from aquatics for those with joint issues to weight training for help building bone density.
A popular Baltimore-based gym, Merritt Clubs, also has several options for seniors like yoga and core strengthening. If you're looking for a gym that caters to seniors, give your local ones a call.
And for readers who missed this tip... don't forget to check if you're eligible for the Silver Sneakers program. If your health insurance provider participates, you can sign up for your registration card. With that, you get access to gyms, classes, and meetups – all for free. It's a great way to exercise and stay social in retirement. We recommend you check to see if you're eligible to join right here.
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Here's to our health, wealth, and a great retirement,
Dr. David Eifrig and the Health & Wealth Bulletin Research Team
November 16, 2018