Ask Doc Everything seems to go right for this guy.
Toward the end of 2008, he borrowed hundreds of thousands of dollars against his house and invested it all in the tanking stock market.
And in 2010, he plowed his money into dirt-cheap real estate.
Both of those moves made him a bundle.
He has got plenty of other success stories, too. He correctly recommended real estate in 2001... China in 2006... U.S. stocks in 2009... health care stocks in 2011... and more.
Now, he's talking about the explosive end of one of the biggest bets of his career... the "Melt Up."
I'm talking about my colleague, Dr. Steve Sjuggerud.
Wednesday night, during a special presentation, Steve discussed...
- Why this could be your last chance to ride this 11-year bull market to the top...
- Which investments should see the best gains...
- How to know when the Melt Up will end...
- And he offered one of the most incredible guarantees I've ever seen.
If you missed the presentation, we've made it available to you for a short time. Steve says this is a once-in-a-lifetime money-making opportunity you can't miss. You can learn all about Steve's Melt Up thesis and how to stop sitting on the sidelines. Get started today by clicking here.
Q: Can I trade options in my IRA? – P.M.
A: The government prohibits selling naked puts in an IRA. You can, however, sell cash-secured puts – puts that are 100% backed by cash. Or you can sell covered calls in an IRA.
Whether you sell a covered call, naked put, or a cash-secured put, the return of each trade is similar, based on the amount of capital at risk (your potential obligation to put on the trade). It's just a different way to put on the same trade.
The biggest difference is that a naked put requires less cash up front. For puts, you have to put up "margin," usually about 20% of the money you would be obligated to pay if the option is executed against you. A cash-secured put requires 100% of the money you would be obligated to pay. With a covered call, you have to buy shares in the stock.
When you see a difference in gains between naked puts and cash-secured puts and calls, this reflects the initial capital outlay. But remember... the put may obligate you to pay the other 80% if the stock is put to you. That's a real obligation, and when you factor that in... your gains are roughly the same.
Q: I take a daily dose of organic turmeric (1 teaspoon) mixed with grapefruit juice or lemon flavored water. Would my body absorb the turmeric better than sprinkling it on my food? – P.S.
A: We've long known that grapefruit changes how quickly the body metabolizes certain medications, like statins. But from what we've seen, there's no evidence of any interaction between grapefruit juice and turmeric. The same goes for lemon juice and turmeric.
Both of these drinks are popular in detox diets, but that's more because of all of the nutrients they provide together... not due to any special interactions.
So feel free to enjoy your turmeric either way.
Q: [Regarding] how to use Neti pots safely. Although you covered using distilled or boiled water vs. mere tap water, you did not address whether one may safely use table salt and warm distilled water in their Neti pot. That's been my MO and I've lived to tell you about it. Is that safe or am I just a lucky idiot? Alternatively, should we pop for the packets at the local drug store? – B.W.
A: The danger with using tap water in a Neti pot has to do with bacteria and amoebae that live in the water. These can travel up your sinuses into your brain and cause serious – and sometimes lethal – illnesses. That's why distilled or boiled (then cooled) water is best.
Many folks use salt solutions to irrigate their nasal passages. This is great because the salt helps get out excess mucus. But there are some important considerations. First, the best salt is non-iodized. That's because iodine in regular salt (like table salt) can irritate the membranes in your nose. If you don't experience irritation, you might be OK, but there's one more concern.
Don't overdo it. It's fine to use a Neti pot for short periods of time like when you're feeling sick or suffering from allergy season. But using it every day for months can wear down the protective mucus lining of your nose and sinuses, which leaves you vulnerable to respiratory infections. Do what I do and use it as needed.
Please keep sending your questions, comments, and suggestions to us... [email protected].
Editor's note: Our offices are closed for Presidents' Day next Monday. Expect your next Health & Wealth Bulletin issue on Tuesday, February 16.
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Here's to our health, wealth, and a great retirement,
Dr. David Eifrig and the Health & Wealth Bulletin Research Team
February 14, 2020