Building Wealth I'm not one to make bold predictions... But from time to time, when I see something so enticing and so obvious to me, I can't help it but go public.
Today is one of those days.
I don't typically like putting myself in the spotlight like this. Usually, I'm one to preach about things like asset allocation, selling options to generate safe income, and owning great businesses at fair prices – for the long term.
They're not flashy. But these strategies are time-tested and will make you a better investor.
I let other "experts" make the bold claims. I've seen everything from analysts predicting the exact price of the S&P 500 Index in six months to predicting a specific penny stock that is going to become the next Apple.
Unfortunately, I've seen far too many people trust these outlandish predictions only for them not to work out. The average person ends up losing money. And the expert who made the prediction just moves on to their next big marketing pitch.
When I make a bold claim, rest assured that my team and I have done the research. I wouldn't put my name behind something unless I was that confident.
As an example, I have been outspoken about the broken logic behind most retirement plans.
You see, for a long time, the conventional thinking about investing for retirement was to put 60% of your portfolio in stocks and 40% in bonds. You've probably read somewhere in your high-school textbook about this "60/40 portfolio."
It's outdated. And it has been for a long time.
That's why I went on record saying that you should not follow the 60/40 portfolio...
Instead, my team and I created something better... The Intelligent Retirement model.
This proprietary tool identifies the ideal asset allocation for every market condition. Sometimes, market conditions call for a high percentage of gold as protection from volatility. Other times, the model calls for a higher percentage of your portfolio in real estate investment trusts to hedge against inflation... It all depends on outside market conditions. And those change all the time.
So far, my crusade against the traditional 60/40 portfolio has paid off. Since our June launch of the Intelligent Retirement Model, it has been about flat up to yesterday. But compare that to the 60/40 portfolio, which is down by 10.5%. The Intelligent Retirement Model has outperformed by more than 10%... That's a massive difference in the investing world.
As another example, I've also pounded the table since April 2017 about home prices going up.
I saw so clearly that there was a severe shortage of houses in the U.S. After the financial crisis in 2008, homebuilders stopped building homes. And even though the economy was recovered, there was a huge imbalance between supply and demand.
Low supply and rising demand calls for higher prices. That's Economics 101.
I've been proven right... Since then, the median price of a home in the U.S. is up roughly 35%.
It's things like this – where I know I can make investors money – that I chose to make big claims.
Next Tuesday, I'll make my next bold prediction.
There is a big and broad part of the market that is ripe for investment. Most folks tend to ignore this sector. And for the life of me, I can't understand why.
It's a big mistake.
I'll share more in the days to come. But trust me, if your portfolio has been hit hard over the past few months like the majority of investors, this is an opportunity you do not want to miss.
I will tell you everything about this opportunity on July 19.
Click here to reserve your spot.
What We're Reading...
- Something different: This 33-year-old mom makes $760,000 a year in passive income – and lives on a sailboat: 'I work just 10 hours a week.'
Here's to our health, wealth, and a great retirement,
Dr. David Eifrig and the Health & Wealth Bulletin Research Team
July 13, 2022