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I've seen the worst of both worlds...

I've navigated the complexity of the financial system working for the most respected firm on Wall Street. And I've learned the inner workings of the U.S. health care system working as an eye surgeon.

What's the Retirement Millionaire Daily research team drinking?

Like responsible adults, most of my researchers enjoy the occasional alcoholic beverage. So we spent some time this month discussing the health benefits of wine, beer, and whiskey.

This holiday season, I want to say thank you.

We published our first issue of Retirement Millionaire Daily nearly three months ago. I wasn't sure it was going to work. It had been "in development" for several years. And it was only recently that we figured out how to make it happen.

When I first started my newsletter Retirement Millionaire in 2008, I told readers that my goal was to share a "better way to live, work, travel, save, and take care of yourself."

And I've dedicated the last seven years to that goal.

Who would've thought chocolate was so controversial?

Last month, we told you how to "Protect Your Brain With This Feel-Good Food." People have eaten chocolate for centuries for its variety of health benefits. Chocolate improves memory, helps regulate blood pressure, prevents heart disease, improves mood, and even helps maintain weight.

But some subscribers didn't appreciate our advice to eat chocolate. (We'll take any reason to eat chocolate... especially if it improves our health!)

Last Tuesday, we revealed "The Killer Chemical Lurking in Your Soap." The killer chemical is triclosan. It's the chemical that makes personal care products – like hand soap – antibacterial. You can also find it in shampoo, toothpaste, shaving cream, and more.

Years of research shows that there's no benefit to using an antibacterial soap over plain soap. In fact, triclosan is dangerous. It reduces muscle strength, creates superbugs, and interferes with your hormones.

A few people accused us of fearmongering. But the compounding research on triclosan is clear and led us to only one recommendation: avoid it.

If you have something you'd like to ask me, e-mail us at [email protected] or send us a message on our Facebook page.

So which is it, folks?

Am I a dangerous quack railing against the unassailable truths of medicine? Or a transparent shill for Big Pharma and mainstream doctors?

Who knew monetary policy would light up the switchboard like that?

Since we began publishing Retirement Millionaire Daily, we've received dozens of messages from subscribers.

Editor's note: One of the features of our new daily letter that we're most excited about is our periodic interviews with experts in fields ranging from medicine to finance. We'll routinely dip into editor Dr. David Eifrig's Rolodex so you can hear from some of the top minds in these fields and more.

To start, Retirement Millionaire Daily researcher Amanda Cuocci discusses the Fed's recent interest rate decision with Stansberry Research Senior Analyst Matt Weinschenk. Matt earned his M.S. in applied economics from Johns Hopkins University and is a Chartered Financial Analyst.